Retail Banking Course

Students until now: 763 students
Last day for enrollment: 24 April 2024




Imagine 10 - 12 Weeks
Imagine 3 - 5 hours per week
Imagine In English

Certified By:


We know that many of us can’t afford to buy a car, a house or going on an expensive vacation using only our own money.

This is the reason why banks exist.

So either we get a loan or a credit card for buying what we want or simply make a payment, we have at hand the banking products. The valuable experience of the banking and finance professionals with whom we’ve closely worked on this banking course proved that we often spend a lot of money on fees and interests because we either don’t choose the right product.

We’ve created the Retail Banking Course because we wanted to stop losing money on costly banking products that didn’t actually suit your needs.

That’s why we’ve gathered hundreds of useful tips about how to do that based on years of experience in banking and finance and we share it with you through this online course.

The Retail Banking Course is the result of more than 10 years of working closely with experienced professionals from banking, finance and financial counseling. They shared their knowledge and revealed valuable insider secrets. 

This course can help you as an individual to have better costs with the bank or can help you become a successful banking professional specialized in retail banking.

You will know how to:

  • Get a loan also when your revenues are not enough
  • Understand what underlies the bank’s decision to lending money
  • Precisely determine the bonus interest for the money you have in your checking account
  • Choose the right term deposit knowing what interest capitalization and automatic renewal imply
  • Easily calculate the bonus interest for your term deposits
  • Use the certificates of deposit and the hybrid saving products
  • Use bank cards for minimizing risks and costs
  • Deal with situations when you lose your card or it is stolen from you
  • Effectively use internet banking and mobile banking to cut the costs
  • Choose the amortization schedule that suits you best
  • Understand better what is an installment made of and what are the other costs of the loans besides the interest
  • Use credit cards in order to pay a lower interest
    …and so much more


Who is this Banking course for?

This online course is for any individual who has a bank account, uses checks, makes wire transfers, pays with credit cards, uses mobile banking and internet banking. Any individual who needs a personal loan, a home loan or a lease. Anyone who wants to start a career in banking.

This banking course will help you easily understand how all of these work and make them work in your favour with fewer costs and bigger benefits. No prior knowledge is necessaryStart improving your personal finances! Start with the bank!

Career Path - The Retail Banking Course allows you to fulfill various roles, including:

  • Personal Banker, Portfolio Manager
  • Operations Officer, Loan Officer
  • Card Operations Officer, Credit Analyst
  • Teller Supervisor, Operations Supervisor


Module 1 - How to Understand Banking Operations and the Functionality of the Bank Account

1.1 What is the bank account, bank account types and how we can use them

1.2 How it works and what operations we can make when using the checking account

1.3 How we can easily understand the debit and credit balance of the checking account

1.4 What is the statement of account and for what it is useful

1.5 What is direct debit and how we can use it

1.6 What documents you need to open a checking account

1.7 The interests and fees for a checking account

1.8 How to close a checking account

1.9 What are the advantages of using a checking account

Module 2 - What We Need to Know About Saving and Bank Deposits

2.1 What is a bank deposit and how to open it

2.2 What is the difference between a national and a foreign currency deposit

2.3 Term deposit, renewal and interest capitalization

2.4 Term deposit with fixed and variable interest rate

2.5 A concrete example to understand better how to calculate the interest

2.6 When we can use the certificate of deposit

2.7 What involves the deposit liquidation before maturity

2.8 What are the hybrid saving products

2.9 What we need to know when we want to save money by buying gold

Module 3 - The Wire Transfer

3.1 What is the wire transfer and what it is useful for

3.2 What are the types of wire transfers

3.3 What are the steps of a wire transfer

3.4 What is the practical circuit of the interbank transfer

3.5 What information should contain the wire transfer form

3.6 How to make an international wire transfer using SWIFT and how to pay the fees

3.7 When we can use the conditional wire transfer

3.8 What is and when we can use the Standing Order

Module 4 - The 10 Most Important Things We Should Know About Checks

4.1 What is a check and who is involved in its clearing

4.2 How we use a check

4.3 What are the most common types of checks

4.4 How to fill in correctly a check

4.5 How to cash a check and what is the cashing circuit

4.6 What we can do if we lost a check or it was stolen or destroyed

4.7 The reasons why a check can be declined

4.8 What to do if we are the payee of a declined check

4.9 What is check endorsement and how to do it

4.10 What is check guaranty and what it is useful for

Module 5 - How to Use Better the Cards, Internet Banking and Mobile Banking

5.1 What is the use of a bank card and how it works

5.2 What it must be inscribed on a bank card

5.3 What are the types of bank cards

5.4 What is very important to know when we get a bank card

5.5 How to choose the best bank card considering its costs

5.6 What we need to know when we use the bank card in everyday life

5.7 What we should do if we cannot withdraw the money from the ATM

5.8 What we should do if we lost our card or it was stolen

5.9 How to use the internet banking service

5.10 Why we should use Mobile banking

Module 6 - The Most Important Things to Know About the Loans for Individual Customers

6.1 What implies taking a loan from a bank

6.2 What we can do with the money from the loan

6.3 What are the conditions we need to fulfill in order to get a loan

6.4 How the bank sets the maximum amount we can receive as a loan

6.5 What are the documents requested by the bank for preparing a loan application

6.6 What contains the loan application form

6.7 What are the supporting documents that prove the loan purpose

6.8 What is the down payment and for what kind of loans it can be requested

6.9 What solutions we have when our revenues are not enough to get the loan

6.10 What is the guarantor and how they can help us

6.11 What are the guarantees the bank could ask for

Module 7 - What Type of Loan Suits Us Best and How to Lower Our Costs

7.1 What are the main costs of a loan that you have to pay

7.2 How to understand better what is an installment made of

7.3 How to calculate the interest

7.4 What type of amortization schedule is the best and we should choose

7.5 What is the grace period and when we can get it

7.6 How we can get a bigger loan

7.7 What currency is more advantageous when we take a loan

7.8 What you need to know about the loan for personal needs

7.9 How to use credit cards in order to pay a lower interest

7.10 How a car loan can be given easier

7.11 What we need to know about the mortgage loan

banking course

  • 134 course pages in a premium business magazine format that you can easily print
  • 22 real-life examples with extra knowledge from the most experienced professionals
  • 10 high-quality infographics that help you understand everything easier and quickly
  • 31 real cases practical applications that help you easily apply everything you learn
  • Feedback for every solution you choose on the real cases practical applications
  • Full Guidance & Support
  • Graduation Certificate downloadable as pdf and optionally the printed version

Can I find a job easier by graduating the Retail Banking Course?

By signing up for this banking course, you will engage in a superior training program devised by banking specialists and you will acquire the banking expertise that will definitely help you differentiate from other candidates when you will apply for a job or a promotion.

Your benefits

  • High-quality course delivered in a premium business magazine format through engaging and captivating content.
  • Instant access to up to date valuable knowledge from experienced professionals that you can put into practice immediately.
  • Clear and concise language, easy to understand regardless of the complexity of the topic.
  • Real-life case studies offering role play, seamlessly putting into practice everything you learn.
  • Captivating infographics, illustrating key points that help you understand and remember quickly and easily.
  • Relaxed course schedule - you are free to organize your time as you wish and you can learn at your own pace 24/7 from anywhere in the world.
  • Stress-free assessment methods - you can repeat the course activities until you’re happy with the results.
  • Amazing customer service and administrative support from the moment you enroll until you complete your course.
  • Banking Certification - instantly download your graduation certificate as a pdf or get the official printed version.
  • Accessible learning – for this banking course you don’t need previous experience or certain qualifications to enroll.
  • User-friendly online learning platform – simple and easy to use for everyone.
  • Great value for money - premium banking course at the most affordable price.


How to learn and get results faster

After you go through the checkout process, in a few minutes, in My Account you can click the link Go To My Courses and you’ll find your online courses, along with each course schedule.

Each module has 1 or 2 learning sessions. You get a new module every week and from that moment you have 3 weeks to participate in the Course Activities.
You are free to organize your time as you wish and your courses are available 24h/day and you can study at your own pace.

You will get feedback and points that will contribute to your Final Grade.

Here is a quick step by step video about how to learn:

Anytime you have questions, feel free to open a support ticket or a live chat. Also, you will have a tutor who will watch over your course progress and will send you notifications by SMS or email when needed.

Because we want you to be happy with your results you can always attempt every online course activity at least 2 times, even the final assessment.

In the end, you will attempt the final assessment in order to finish the course. Because the practical applications are the most important part in the learning process, the final assessment questions are quite easy to answer and the final assessment is only an official requirement, not a stressful exam.

After you finish your course, you can go to your account in My Certificates section and download your graduation certificate and the transcripts for free. You can also order right away, the International Certification that comes printed.

As you can see, learning with us is easy, not time-consuming and you can achieve your goals faster.

How long will it take to complete the Retail Banking Course?

The course takes 12 weeks and every week we recommend you to spend 3 to 5 hours learning and participating in your course activities, any day and time that suits you best.

How will I be assessed at the Retail Banking Course?

You can take this online course even without being assessed. You decide how much you are willing to engage in your course. However, if you want to receive the Banking Certification, meaning the certificate of completion, you have to get a pass mark (minimum 5/D) as a result of your participation in the course activities.

After each module, you will participate in real case simulations and practical applications in order to apply what you’ve just learned to actual real-life situations. You will receive feedback for every solution you propose.

In the end, you will attempt the final assessment in order to finish the course. Because the practical applications are the most important part of the learning process, the final assessment questions are quite easy to answer and the final assessment is only an official requirement, not a stressful exam. You don’t have to pay anything for the assessment.

Full Guidance & Support

When you enroll in the Retail Banking Course with BigMainStreet, you will have a Tutor who will watch over your course progress and will send you notifications by phone or email whenever it will be necessary.


  • There is no previous experience or qualifications required for enrollment in this banking course. It is available to all students aged 18 or over, of all academic backgrounds.
  • Basic understanding of English language is required to attend the Retail Banking Course.
  • You’ll need a computer or tab with an internet connection.

By enrolling to this course you can collect up to 8 loyalty points. Your cart will total 8 points that can be converted into a voucher of $8.

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  • Student Reviews (4)
    Federica Romano, United Kingdom
    The course was quite easy to understand and very useful. Highly recommended to anyone who wants to know more about the Banking system. Thank you!
    Mingyu Yuen
    I refinanced my mortgage and now I save almost $250 a month! Based on what I’ve found out from this online course, I started to analyze better the costs with my mortgage and I looked for cheaper alternatives. Finally I’ve chosen the most advantageous one. I refinanced and at the new bank I pay less interest and lower fees. It’s quite amazing how simple it was to save such a big amount of money just by knowing the insiders secrets from this banking course!
    Terence Stevens
    I’m more carefully with how I use my credit card. Thanks to the valuable tips on how to pay less interest using the credit card, I saved around $100 last month. Enrolling to this online course was a very smart decision and I am glad I took it. Thank you very much for this amazing course and also for your assistance because for every question I had I received a kind and helpful answer from the customer service. Thank you!
    Haneul Rhee
    In the past I was quite suspicious of enrolling to an online course but now I am really proud of my decision to enroll to Banking Essentials. This course changed my perspective on online learning. It was a thrilling experience. I appreciated the quality of the feedback at each practical application, being a comprehensive and illuminating one. I’ve found out so many helpful tips I can use at work and also in my private life.

    Write a review

    Retail Banking Course

    Retail Banking Course

    Find out how to focus on what really matters when dealing with banks in order to spend less on fees and interests!

    Write a review